Nice to see insurance values going up for the older wings

[Dirty Dave]

Here Quebec, Canada I have to pay $552 each to renew the license plates on my 2 bikes. Cars are $320 each. Oh, and then the insurance.......

[SnoBrdr]

Here Quebec, Canada I have to pay $552 each to renew the license plates on my 2 bikes. Cars are $320 each. Oh, and then the insurance.......

Why are bikes so much more and are obviously used so much less?

[chewy999]

After paying more for our vehicles than the rest of Europe (I believe), we then pay the tax, the insurance and (I believe) the most expensive fuel, only for the green brigade to say we should leave our vehicles at home and use public transport! That means finding a bus stop, which is usually a sign on a lamp post which leaves you exposed to the elements. You then have to wait at a time that isn't your choice, get on a bus that doesn't go to exactly where you want to, and if it's night and as I do, live in a village, chances are you won't be able to get home.
We were talking about stuff at work and remember seeing film of the old days where the hooter sounded the end of work and the workers left wearing there flat caps and made a dash for the buses or their bicycles, at a time where no one could afford a car. Well, we are now in the 21st century, people earn more and can afford a set of wheels. It's called progress!!

[Dirty Dave]

The powers that be don't seem to like motorcycles much here. Just think, crank the registration cost on the bikes, get the same or more revenue than in previous years AND decrease the amount of those nasty people on the roads. Sports bikes were $1200 to plate. Gotta move......

[Casper]

Ya I know I could do a better job of managing my vehicle insurance costs. We have two homes, one in Alberta and one in BC that we use year round, that complicates things a bit. We mostly fly back and forth, so we need vehicles at either end ready to go. I know it costs me but I like the freedom of just going out and hoping in/on any vehicle knowing I am fully insured and ready to go.

My insurance costs for the bike are $126 yearly ($5500 bike value and $1 Mil liability) and the Government gets $55 a year to keep it registered.

[scootsx2]

My insurance rates are very reasonable with Progressive (not a plug for them). I have agreed value coverage for my '75 sidecar outfit. I cover 4 bikes year-round for about $700 and it includes collision and uninsured/underinsured motorist on three of them. The trike is the most expensive to insure - about $300/yr. I'm planning to switch my '56 Francis-Barnett to an insurer that specializes in vintage vehicles to get better coverage (probably at a higher rate though).

Here in Missouri you pay sales tax when you first register the vehicle (car, motorcycle, boat, whatever) and then pay annual personal property tax thereafter to you local city/town/county. It seems to be a declining tax since they factor in depreciation as the vehicles get older - but it never goes to zero.